Sometimes people feel like they’re caught in a cycle they can’t fix. You need a credit card to start building credit history, but it’s hard to qualify for a credit card if you have no credit. So, how do you get a credit card if you don’t have credit? There are credit cards designed to help businesses build and expand their credit.

We’ve reviewed a number of business credit cards and financing and loan offers from our partners in an effort to give you a variety of different options to choose what’s right for your business.

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Secured business credit cards

Wells Fargo Business Secured Credit Card

Wells Fargo secured business credit cardA secured credit card is a great way for businesses with low or no credit to start building credit. This card has a credit line ranging from $500 to $25,000.
It will require a security deposit but functions like a regular credit card, including a rewards program.

 

 

 


BBVA Secured Visa Credit Card

BBVA secured visa business credit card

Another option for a business to build or rebuild its credit. This card waives its yearly fee of $40 for the first year and requires a minimum deposit of $500, which can be increased in increments of $100. You can get free cards for your employees and participate in a variety of rewards programs.

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First National Business Edition Secured Visa

first national business edition secured credit card

 

When you apply for the First National Business Edition Secured Visa, you can request your credit limit between $2000 and $100,000 and you’ll need a security deposit of 110% of that amount. There’s a $39 yearly fee and you’ll get rebates via Visa SavingsEdge credited to your account when you shop at participating merchants (gas, travel, electronics, etc.)

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